Calculators
Run the numbers first.
Work out your repayments, see what you could borrow, or find out how much sooner you could be mortgage-free. Every calculator uses New Zealand tax rates, lending rules and repayment frequencies.
Repayments
What will my repayments be? See your weekly, fortnightly or monthly repayments from the house price, your deposit, the rate and the term.
Open calculator 02Borrowing
How much could I borrow? An estimate of your borrowing power from your income and outgoings, using NZ bank test rates and the debt-to-income rules.
Open calculator 03Structure savings
How much could a smarter structure save? See the time and interest you could save by running your income through a revolving credit or offset loan.
Open calculator 04Rent to buy
What could my rent buy? Find the value of home your current rent could pay for, and compare the equity you'd build with the rent you'd pay.
Open calculator 05Extra repayments
How much faster could I be mortgage-free? See how much time and interest a little extra each payment, or a one-off lump sum, takes off your loan.
Open calculator 06Talk it through
A calculator gives you a number. An adviser tells you what to do with it, and our advice costs you nothing.
Talk to an adviser